Best Fixed Deposit Schemes and Interest Rates in Delhi by Samridh Bharat

Savings play a vital role in financial stability and achieving long-term goals. In India, fixed deposits (FDs) are a trusted and popular savings option that offers security and predictable returns. The average interest rates on FDs in India vary depending on the bank and tenure but typically range from 4–6%. This can go up to 7% for senior citizens. Though bank FDs provide a reliable way to grow savings with minimal risk, they often fall short when adjusted for inflation.

So, what can you do? Is there an FD option that offers higher returns while keeping your money secure? The answer is yes. At Samridh Bharat Cooperative Society, we proudly offer some of the highest Fixed Deposit Interest Rates in Delhi, helping you grow your money faster without compromising on safety.

Higher Fixed Deposit Interest Rates in Delhi at Samridh Bharat

We offer a range of Fixed Deposit schemes with flexible starting amounts, beginning as low as INR 5000. Depending upon the tenure of your deposit, you can earn attractive interest rates ranging from a minimum of 10.5% to as high as 12.72% per annum.

You can select a plan that meets your financial objectives and enjoy substantial returns on your investments. Starting with a minimum of INR 5000, you can invest any amount in multiples of INR 500. This helps you take control of your investment and earn a higher-than-bank rate of interest on fixed deposits. This further assists you in meeting your specific financial goals and aspirations.

Benefits of Our FD Scheme

Here’s a quick look at the tenure-wise breakdown of our Fixed Deposit Interest Rates in Delhi:

These attractive rates help you beat inflation and meet both your short-term and long-term financial targets with ease.

Eligibility To Open Your Fixed Deposit for Higher Rate Of Interest

To open your fixed deposit at Samridh Bharat, you have to be a member of the society. We offer membership facilities for both adults and minors. However, for a minor’s account, the guardian must have an account in the society. You also receive various utility gifts on your onboarding as a member. Below are the membership requirements:

Documents Required to Become a Member:

• Government-issued ID Proof (like Aadhar Card, Voter ID card, etc.)
• PAN Card
• Address Proof (Electricity or Water Bill)
• Rent Agreement (in case of a tenant) Along with the Latest Electricity/Water Bill of the Landlord
• 2 Latest Passport Sized Photos
• Affidavit Declaring that You are Not a Member of Any Other Thrift & Credit Cooperative Society of Delhi

Membership Fee for Adults – INR 1600/-

• Share money – INR 400
• Compulsory Deposit (CD) – INR 200
• Admission Fee – INR 300 (non-refundable)
• Kalyan Fund – INR 250 (non-refundable)
• Building Fund – INR 250 (non-refundable)
• Onboarding – INR 200 (non-refundable)

Membership Fee for Minors – INR 1100/-

• Share money – INR 400
• Compulsory Deposit (CD) – INR 200
• Admission Fee – INR 300 (non-refundable)
• Onboarding – INR 200 (non-refundable)

You can visit our corporate office or any of our branches to submit your documents and become a member. Once your membership is confirmed, you fill out your fixed deposit form and submit it along with the initial deposit amount.

Features of Our Fixed Deposit Scheme

We not only offer higher interest rates on fixed deposits, but you also enjoy many other benefits, which are as follows:

• No TDS on the interest earned on your FD
• Premature withdrawal with applicable interest rates
• Loan* facility of up to 90% of your FD amount
• Nomination facility

Why Choose Samridh Bharat for a Higher Interest Fixed Deposit in Delhi?

Our FD offerings are structured to help you save and invest smarter. As prices rise and inflation continues to affect everyday life, traditional bank deposits often lose real value. Our Fixed Deposits offer higher Interest Rates in Delhi are designed to outpace inflation and grow your savings.

Additionally, you can secure a loan against your FD—giving you flexibility without breaking your investment. This is especially helpful during emergencies or to meet big financial goals like higher education, healthcare, or starting a business.

Supporting Financial Growth in Delhi

Samridh Bharat is committed to promoting savings and financial literacy among Delhi’s residents. We provide not only attractive Fixed Deposit Interest Rates, but also a complete ecosystem of savings, investment, and lending solutions.

Whether you are a first-time investor or a seasoned saver, our FD schemes are a reliable, safe, and high-yielding option tailored for you.

Ready to grow your savings with high Fixed Deposit Interest Rates in Delhi?

Call or WhatsApp us at 9667847771 / 9667837771 to get started.

*T&C apply.