Get More from Your Money with the Cooperative FD Interest Rates in Delhi

In India, Cooperative Thrift & Credit Societies have emerged as a viable option for individuals seeking to grow their savings. These societies work on the principle of mutual cooperation for fund accumulation and other goals of the society.
By pooling resources from members and leveraging cooperative principles, a society provides not only high returns on your savings but also the best fixed deposit rates of interest compared to traditional financial institutions.

In this blog, we’ll explore how these high-interest rate FDs work, their benefits, and why they might be a smart choice for you. At the same time, we will be highlighting why we are your ideal choice to earn the cooperative’s highest FD interest rate in Delhi.
To start with, we are one of the leading Cooperative Thrift & Credit Societies of Delhi and provide high-return savings options, offering up to 12.25% annual interest rates on your fixed deposit. But wait, this is not the only option we have. Stay with us to learn more about our features.
For senior citizens, Samridh Bharat offers 0.5% additional interest rate for their financial prosperity during retirement days.

Who Are We?

At Samridh Bharat Cooperative (Urban) Thrift & Credit Society Ltd., we are officially registered under the Delhi Cooperative Societies Act 2003, and our registration number is 10844. Our registration was completed with the Registrar of Cooperative Societies, Delhi, on December 19, 2023.
We strictly adhere to all legal rules, guidelines and the bye-laws filed with the Registrar of Cooperative Societies at J6G7+5CJ, Sansad Marg, Old Court Building, Janpath, New Delhi, Delhi 110001. Besides helping our members achieve their financial goals and attain financial independence, we also help them save for their kids’ future.

Our Branches

We are also having our other branches at Mandawali and Rohini with the following addresses:

MANDAWALI BRANCH

Shop No-A-332/846, Budha Marg,
Near Mother Convent School,
Mandawali, Fazalpur,
Delhi-110092

ROHINI BRANCH

D-4, 191 & 192,
Sunday Bazar Road,
Near Nahar Palace, Sector 20,
Rohini, New Delhi 110086, Delhi

Our Investment/Deposit Schemes

Here is the list of our popular investment schemes:

1. Savings Deposit (Optional Deposit)

It’s only wise to find and invest in an option with the best fixed deposit rates of interest. Moreover, we recognize the importance of cultivating saving habits for everyone, from ordinary to affluent residents of Delhi. Therefore, we are offering segment-leading and the best interest rate for fixed deposits.

If you have some extra cash that you want to invest and earn high returns, our Savings Deposit account can help! This is also called Optional Deposit or OD, and it is one of the top choices for those looking for cooperative FD interest rates in Delhi.
Our goal is to ensure you receive the best possible returns on your hard-earned money. That’s why we offer a compelling 7% annual interest rate on your savings. This is significantly higher than the interest offered by all private and public financial institutions in India.

2. Fixed Deposit (FD)

We provide the best interest rate for fixed deposits with a range of fixed deposit schemes having variable tenures. At Samridh Bharat Cooperative Society, you can start your fixed deposit with as little as INR 5000 and earn interest rates ranging from 10.5% to 12.25%. These rates are among the best FD Interest Rates in Delhi that many investors actively seek.
If you want to significantly increase your returns, our Fixed Deposit schemes are the best for you. The best thing is that there is no upper cap on your deposit scheme. Starting with just INR 5000, you can deposit as much money as you like and enjoy the Highest FD interest rate in Delhi.
One benefit of our FD schemes is the option to withdraw your money before it matures. If you choose to withdraw early, you will still receive the amount based on the current early withdrawal rates. This facility is not available with traditional financial institutions, and if you withdraw your amount before the completion of the tenure, you get no interest on your deposit — a key reason why we are known for the FD Interest Rates in Delhi.

3. Recurring Deposit (RD)

Oftentimes, it can be challenging to set aside a bigger sum of money for investing. Our RD scheme offers a flexible solution, allowing you to save smaller amounts on a monthly basis.
You can start with a minimum deposit of INR 500, and continue with increments of INR 100, for 1–3 years or more. This plan makes it easy to build your savings steadily over time without disrupting your monthly budget. With competitive rates, it’s one of the best options besides the Highest FD interest rate in Delhi.

4. Swarnim Bhavishya Yojna

At Samridh Bharat, you can make a modest investment today to ensure a bright future for your children. Simply deposit a lump sum now and receive ten times the original amount after 19 years. Whether it’s for higher education or your child’s marriage, you can secure the necessary funds in advance.
Principal Return (after 19 years)
INR 1,00,000 – INR 10,00,000
INR 5,00,000 – INR 50,00,000
INR 10,00,000 – INR 1,00,00,000 (One Crore)

5. Monthly Income Scheme (MIS)

Worried about your cash losing its value year by year due to high inflation rates?
Invest with us to earn up to 12.25% annual interest on your deposits.
Our MIS plan offers monthly interest payouts, providing a steady income stream. Deposit a lump sum for a minimum tenure of 12 months and receive monthly interest payments, with your principal returned at the end of the term. Start with as little as INR 5000, with no upper limit on the deposit amount.
Samridh Bharat Cooperative Society was founded with the financial interest and independence of Delhi residents in mind. Moreover, we are working with the aim of upliftment and empowerment of the children, youth, and women, through educational and skill development plans. Our consistent focus is on helping people benefit from the Highest FD interest rate in Delhi and reach their goals faster.
Enjoy the best interest rate on fixed deposits and other deposit schemes.
Become a member of Samridh Bharat Cooperative Thrift & Credit Society Ltd. and take your first step towards financial freedom today. Call us at 9667837771 or WhatsApp at 9667847771 to learn more about our more competitive cooperative FD interest rates in Delhi.

Frequently Asked Questions

Q1. What is the highest interest rate offered on Fixed Deposits at Samridh Bharat?

Ans: Samridh Bharat offers some of the most competitive interest rates in Delhi, ranging from 10.5% to 12.25% annually on Fixed Deposits.

Q2. Is Samridh Bharat Co-operative T&C Society LTD. a registered entity?

Ans: Yes. Samridh Bharat is registered under the Delhi Cooperative Societies Act (DCS) 2003 with registration number 10844.

Q3. What is the minimum amount required to start a Fixed Deposit?

Ans: You can start a Fixed Deposit with a minimum investment of INR 5,000. There is no upper limit on the amount you can deposit.

Q4. Can I withdraw my Fixed Deposit before the maturity period?

Ans: Yes, society allows premature withdrawals. If you choose to withdraw early, you will receive the amount based on the current early withdrawal interest rates.

Q5. What interest rate is offered on a Savings Deposit (Optional Deposit)?

Ans: The Savings Deposit, also known as an Optional Deposit (OD), offers a 7% annual interest rate, which is higher than the rates typically offered by private and public financial institutions.

Q6. How does the Recurring Deposit (RD) scheme work?

Ans: The RD scheme allows you to save smaller amounts monthly. You can start with a minimum of INR 500, with further increments of INR 100, for tenures ranging from 1 to 3 years or more.

Q7. What is the Swarnim Bhavishya Yojna?

Ans: This is a long-term plan designed for children’s futures. By depositing a lump sum today, you receive ten times the original amount after a period of 19 years.

Q8. How does the Monthly Income Scheme (MIS) provide returns?

Ans: In the MIS plan, you deposit a lump sum for at least 12 months. It provides a steady income through monthly interest payouts (up to 12.25% annually), and the principal is returned at the end of the term.

Q9. Where are the branches of Samridh Bharat located?

Ans: The corporate office is in Kishangarh (Vasant Kunj), and there are additional branches located in Mandawali and Rohini, Delhi.

Q10. Why should I choose a cooperative society over a traditional financial institution for an FD?

Ans: Samridh Bharat operates on the principle of mutual cooperation and often provides significantly higher interest rates on savings and deposits compared to traditional financial institutions.