Securing a stable financial future for children is a paramount concern for any parent. The significance of saving for kids’ futures cannot be overstated, as it ensures they have the necessary resources for education, emergencies, and future endeavors. One effective and trusted way to achieve this goal is by investing in Best Fixed Deposit Schemes for Children in Delhi.
Fixed Deposits offer a safe, reliable investment avenue with high returns, making them an excellent choice for long-term savings. In this blog, we’ll focus on the benefits of Fixed deposit plans for children in Delhi. You will also learn our Swarnim Bhavishya Yojna stands out as the Best Investment Plan for Kids.
Best Child Plan Fixed Deposit Schemes at Samridh Bharat
Our Fixed Deposits
At Samridh Bharat Cooperative Society, we help you save money and build wealth for your children’s future. We offer reliable Fixed Deposit Schemes for Children in Delhi.
Our fixed deposit schemes offer some of the highest interest rates in the market — even more attractive than many public and private sector banks. Depending on your investment tenure, you can earn up to 12.82 % annual interest.
| Investment Tenure | Interest Earned (Yearly) |
| 12 months | 10.5 % |
| 24 months | 11.25 % |
| 36 months & above | 12.82% |
You can start investing with just INR 5,000. Over time, your money can grow with compound interest, which helps protect it from inflation. These features make our Fixed Deposit Schemes for Children in Delhi reliable options.
Why Choose Swarnim Bhavishya Yojna?
Our Premier Investment Plan for Kids
The Swarnim Bhavishya Yojna is a high-yield Fixed Deposit Child Plan in Delhi dedicated to helping parents secure their kids’ futures. This plan allows a lump-sum investment starting from INR 5,000, with a guaranteed 10x return after 19 years.
Payout Examples:
| Principal Amount | Amount after 19 Years |
| INR 1,00,000 | INR 10,00,000 |
| INR 5,00,000 | INR 50,00,000 |
| INR 10,00,000 | INR 1,00,00,000 (1 Crore) |
This plan is perfect for parents seeking the best Children’s Fixed Deposit Schemes in Delhi, offering long-term financial security with no risk of the traditional securities market.
Key Benefits of Swarnim Bhavishya Yojna:
- Higher Interest Rates than Mainstream Banks
- Minimum Deposit Starting at INR 5,000
- No TDS on Interest Earned
- Premature Withdrawals with applicable Interest
- Nominee Facility Available
- Loan Facility up to 90% of Deposit Value
The Swarnim Bhavishya Yojna is not just a Fixed Deposit Scheme for Children in Delhi; it’s a comprehensive long-term investment plan with inflation-adjusted and higher return in mind.
COMPARING OUR CHILD PLAN FIXED DEPOSITS WITH OTHER INVESTMENT OPTIONS GOVERNMENT’S INVESTMENT PLAN FOR KIDS:
The government of India also runs schemes dedicated to kids. However, you may find Samridh Bharat’s deposit schemes much more attractive and profitable. Here’s a comparison of the government plan versus Swarnim Bhavishya Yojna.
| Govt. Scheme | Swarnim Bhavishya Yojna (SBY) |
| Only for girl child | For both boy and girl child |
| Only a single account allowed per girl | No cap on SBY accounts per child |
| Maximum 2 girl children’s account per family | No cap on the number of SBY in the family |
| Maximum interest earned up to 8% p.a. | Interest earned at a rate of 12.82 % p.a. |
| Maturity Period of 21 years | Maturity in 19 years only |
| Maximum investment amount ₹ 1,50,000 p.a. | No upper cap on maximum investment amount |
| Premature withdrawals of only up to 50% or investment after the girl’s age reaches 18 | No cap on premature withdrawal amount (Interest payable as per prematurity withdrawal rates) |
Mutual Funds vs. Fixed Deposits for Children
While mutual funds are often promoted as solid long-term investments, they carry substantial market-related risks. When compared to the Children Fixed Deposit Schemes in Delhi, such as our Swarnim Bhavishya Yojna, mutual funds have notable drawbacks.:
- Market Risk: MFs are subject to market volatility
- Management Charges:management fees reduce returns
- No Guaranteed Returns: Past performance isn’t a promise
- Exit Loads: Early withdrawals reduce earnings
- Taxable Gains: Unlike our FDs and SBY, FDs, MFs are taxable
The Swarnim Bhavishya Yojna offers complete transparency, guaranteed returns, and none of these risks — a far more stable and rewarding option in the landscape of Fixed Deposit Schemes for Children in Delhi.
Secure Your Child’s Tomorrow: Why Samridh Bharat Is the Trusted Choice
When it comes to your child’s future, choose a an investment partner that offers security, transparency, and high returns. At Samridh Bharat Cooperative Society, Delhi, many families trust us — here’s why:
Registered and Compliant
We are a registered society under the Delhi Cooperative Societies Act, 2003 (Reg. No. 10844). We operate with full transparency and follow all regulations.
Convenient Location
We are based in Vasant Kunj, a prime residential area in Delhi. We are easy to reach and here to help you with your financial goals.
Designed for Families
Our Fixed Deposit Schemes for Children are made for your child’s milestones — from college, and even marriage.
Higher Returns, Assured Growth
Our Child Plan Fixed Deposit in Delhi offers up to 12.82 % interest, which is much higher than most banks or government schemes.
We’re not just helping you save; we’re helping you create a brighter, more secure future for your child.
Act now — give your child a head start with Samridh Bharat’s trusted Child Plan Fixed Deposit. It’s not just an investment — it’s a promise for a better tomorrow.
Ready to start with the best Fixed Deposit Schemes for Children in Delhi? Contact us today!
Call: 9667847771, 9667837771
Email: info@samridhbharat.org
Visit: Vasant Kunj, Delhi
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